Real Estate Underwriting & Deal Structure Intelligence

Innovative Capital Hawaii is an underwriting-led real estate advisory firm. Through ICAP Underwriter™, we analyze, structure, and de-risk real estate transactions before capital is committed.

In select, limited circumstances, Innovative Capital Hawaii may participate with internal capital to support transactions that align with underwriting approval and housing stability outcomes. This is not a lending program and is not publicly offered.

What We Do

• Underwrite and stress-test real estate deals
• Optimize deal structures and transaction assumptions
• Identify risk before capital is exposed
• Support workforce and owner-occupant housing outcomes

What We Do Not Do

• Offer loans
• Market funding programs
• Solicit investor applications
• Act as a lender or broker